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Real Estate Tips
Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Real Estate Trivia
Q 
What Hollywood star made the first footprint outside Grauman's Chinese Theater?
A 
Norma Talmadge accidentally stepped in wet concrete outside the building in 1927.
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Lauralee McElroy, REALTOR®, real estate agent and broker for Yorkville, Aurora and Oswego, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Lauralee McElroy
RE/MAX Great American II
1755 Marketview
Yorkville, IL 60560
Main Phone: 630-553-4314
Cell Phone: 630-669-8806
Fax: 630-553-2778
LauraleeMcElroy@NUMBER1EXPERT.com


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